Victoria Road, Hawick, TD9 7AH
01450 372248
What types of finance do we offer?
We offer two types of finance here at Chrysties:
  • Buy Now Pay Later (BNPL), minimum spend of £250 only available over 12 months OR
  • Interest Free Credit, minimum spend of £750 is available over 6, 9, 12, 18 or 24 or months.
What is Buy Now Pay Later?
Buy Now Pay Later, also known as BNPL is an interest bearing loan that allows you to defer your payments for 12 months. If the balance is not paid in full within the 12 months a 19.9% APR Interest Rate is applied to the balance. An admin fee of £29 applies.
What is Interest Free Credit?
Interest Free Credit allows you to make equal monthly interest free repayments, over the months stated above.
How do I apply?
Once you have chosen your furniture you will be asked to complete a credit application by Novuna Personal Finance with one of our staff members, you will be asked personal questions such as Name, Address, Employment, Bank Details etc. The application process takes around 15 minutes, most credit decisions are given immediately but some may be delayed due to further information being required. An e-signature will be required on all successful applications. Alternatively, we can send a link to your personal email to fill out your application at home.
Any other questions?
If there is anything at all you want to ask us about Interest Free credit, please don’t hesitate to call us on 01450 372248 then select option 1.

Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through
After Sales
Victoria Road, Hawick, TD9 7AH
01450 372248
Monday to Friday: 9:00am - 5:30pm
Saturday: 9:00am - 5:00pm
Sunday: 12:00pm - 4:00pm
Registered: Chrysties Furnishing Centre Ltd.
Reg. Office: Victoria Road, Hawick, TD9 7AH
Reg No: SC471256
VAT No: 553 5319 43